There are several reasons why you may want to create a budget for yourself and or your whanau. It is a great way of knowing where your money is being spent and can help to support more long terms goals around your money and you want to spend it on. Below are several resources you can use online to make and track a budget that suits your needs. There are also budgeting services nationwide who will support you with one on one steps to get you to where you are wanting to be.
Work and Income may require you to attend a budgeting seminar/service when linked in with them.